What is life insurance?
Simply put, life insurance provides the family of the deceased with a lump sum of cash to relieve financial pressure at a time when they need it.
How much cover do I need?
This will entirely depend on you and your circumstances. If you own a home and have no children, you might just want to cover the cost of mortage, while those with children might want a policy that is going to cover the cost of raising them – our helpful experts will talk you through your options.
I don’t have a mortgage do I still need life insurance?
Yes. While life insurance pay-outs are commonly used to pay off mortgages in the case of a death, they are certainly not always used for this and often help with funeral costs, can help with household bills and general family expenses over a period of time – especially if your partner does not work, or has young children.